Merchant Fee Elimination

It is now possible to completely eliminate 100% of the fees associated with credit card processing! However, it is only applicable to certain businesses.

For the last decade, IBC has utilized the rules of interchange to eliminate hidden credit card processing expenses for businesses nationwide.

In 2018 we began leveraging a little-known rule established as a result of the Payment Card Interchange and Merchant Fee class action settlement that allows for businesses to offer a cash discount program. Below are case studies from two of the most widely effected sectors and a short video explaining what a cash discount program is and how it works.

Merchant Fee Elimination Background  -  Case Study Automobile  -  Case Study Restaurant


Pat - CEO, Skin Care Products
"We appreciate you. Each year, I do a comparison of our merchant account fees, and you guys have saved us a lot of money over the years. We don't mind your 50% because our other 50% savings wouldn't exist without you!"

Don - Colorado Buick, Pontiac, GMC, Jeep Dealer
"Just want you to know that it is a pleasure to speak to people who understand the automobile business. It's nice to know that you have my back covered and are saving me money in these tough economic times."

Merchant Services, Bank Processor
"Your clients are very lucky to have you! Your expertise, diligence, and professionalism is first class! IBC really works for their customers!"

Professional Institute
"I was amazed. It is so refreshing to have a company actually deliver on it's promises."

Newspaper Publisher
"I'm very frustrated with our current merchant processor that despite our entreaties, they did not identify the cost savings that IBC was able to find for us. I don't want a BS degree in merchant processing, so I'm glad to have IBC helping us find these savings."

Mark - CFO, Five Store Chain of Dealers
"The Interchange Brokerage Company was referred to me by one of my fellow dealers. I can't thank him enough for introducing me to you. I've shopped and switched processors and till now have felt that I had a handle on my credit card expenses and fees."

Beauty Supply Distributor
"My processor has been even more attentive to my account. Our relationship has never been this good!"

Dick - Southeastern Michigan Chevrolet Dealer
"IBC you have done exactly what you said you would do. I have referred several of my fellow area dealers to the Interchange Brokerage Company. Just like me, they are saving money and happy. Thanks and keep up the good work."

Midwestern Kennel Owner
"Talk about "turn key"! IBC did all the work....and I am retaining more of MY money!"

Tom - Buick, Pontiac, Honda Dealer
"You are saving our dealership money every day. Your program works and I have told my brother in law who owns several pharmacies about you as well. I hope your program can help him too."